Individuals | Purpose-Driven Financial Coaching for Clarity, Peace & Confidence

A warm, approachable image to convey the hope and confidence coaching can bring.
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Financial Coaching & Budgeting Help for Adults Who Want to Feel in Control Again


Feel Like Your Finances Should Be Better By Now?

…but you’re still living paycheck to paycheck—or avoiding your finances altogether.

You're earning more than you used to…

Or maybe you’ve been stuck in avoidance mode, too overwhelmed to even look.

A woman with long dark hair and glasses working on a laptop at a wooden table in a cozy, naturally lit room—capturing the stress and overwhelm that often comes with trying to manage finances alone.

Either way, something still isn’t clicking—and you’re ready for real change.

Financial coaching meets you where you are—whether that’s ready for a fresh system or just ready to stop avoiding your bank account.

Let’s create something that works for you.

Group of friends sitting on a beach blanket, laughing and enjoying drinks and music with a guitar—representing the joy of financial freedom and the life-giving impact of aligning your money with what matters most.

It’s Not Just About the Budget—It’s About the Life You’re Building

Whether you’re single, navigating a life transition, or just tired of feeling behind—financial coaching helps you move from reactive to intentional.

Checking your accounts every day, guessing your way through bills, or carrying shame around money habits.

it’s exhausting.

Christi Nicolet, a personal financial coach with long wavy brown hair, wearing a black top and resting her chin on her hand against a dark blue background—offering grace-filled, values-based financial coaching to help individuals and families find pe

You don’t need more guilt

you need clarity, strategy & a system that fits your real life.

Why Purpose-Driven Financial Coaching for Individuals?

Three young women celebrating at sunset, symbolizing freedom, friendship, and stepping into financial independence.

Money decisions are deeply personal—tied to your values, habits, & life direction.

How you earn, spend, give, & save reflects the bigger story your life is telling.

As a holistic financial coach, I help individuals navigate their finances with clarity, self-awareness, and grace.

We’ll look beyond just numbers—exploring patterns, goals, & what you truly want your money to do for you.

Together, we’ll build habits that bring peace, confidence, & forward momentum—so your finances reflect the life you’re called to live.

What You’ll Gain from 1-on-1 Financial Coaching:

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Symbolizes financial freedom, friendship, and the life you can build with intentional money decisions.

➤ Learn to manage money with confidence & clarity

➤ Build habits that support a purposeful, sustainable lifestyle

➤ Create a simple system for saving, spending, & giving

➤ Eliminate stress & stop living paycheck to paycheck

➤ Get tools to navigate daily money decisions with peace

➤ Gain support & encouragement from someone who’s in your corner

Do Any of theses sound like you?

  • Young woman looking stressed while working on her laptop in a cafe. Represents financial overwhelm and the mental toll money stress can take.

    You’re making more than ever… but still living paycheck to paycheck

  • Frustrated man holding his face in his hand while sitting at a desk with glasses in hand, A visual expression of financial anxiety and avoidance, matched with on-screen text.

    You avoid checking your bank account because it feels overwhelming

  • Stressed woman sitting at a table with her laptop and papers, covering her eyes, Illustrates the fatigue and burnout that often comes from prolonged financial stress.

    You’ve put off dealing with debt, bills, or budgets for too long

  • Overwhelmed man lying on his stomach looking at bills and a laptop, Conveys the emotional impact of financial confusion or being buried in money decisions.

    You want to be more responsible—but don’t know where to start

  • Woman with hands pressed together in prayer, sitting at her laptop in a dimly lit room, Reflects the spiritual and emotional side of financial decision-making.

    You’re tired of feeling behind or ashamed when it comes to money

You’re not lazy. You’re not broken. You’re just stuck—& that can change.

Financial coaching gives you a judgment-free space to get honest about what’s going on, clarify your next steps, & build systems that actually work for your life.

Mountain view symbolizing long-term vision and life direction for young adults building financial independence
Symbolizes finding direction and clarity—mirroring the purpose of a Money Map session.

How It Works:

We begin with a short application so I can get to know your situation, goals, & needs

From there, I’ll recommend the next best step—whether that’s a 2-part Money Map Discovery Session or a full coaching package.

Ongoing coaching is available for young adults who want continued support, practical tools, and encouragement as they build strong habits and grow in confidence with their money.

➡️ Learn more about coaching packages

What My Clients Are Saying

  • Zach W.

    "Working with Christi has been the best financial decision I’ve ever made. I came in overwhelmed by debt and unsure of where to start, but she brought clarity, peace, and a faith-based approach that truly changed my life. She helped me create practical systems, understand the why behind my spending habits, and build a strong foundation rooted in wisdom. I always leave our meetings encouraged and equipped to keep moving forward."