Why Budgeting Still Feels Hard

—And How Christian Financial Coaching Can Help Families, Couples & Individuals Find Clarity

Hand holding magnifying glass over a gravel path, representing clarity and focus on your financial journey

You’re not here to just learn how to budget

You’re here to finally feel peace, clarity, and purpose in your financial life.

✨ To stop carrying the stress alone.


✨ To create a system that reflects your values, supports your family’s mission,
and helps you walk in confidence—even when life feels uncertain.


✨You want clarity, accountability, and a coach who sees beyond the numbers in a budget


✨You want
someone who can help you align your finances with the life God is calling you to build.

👉 Start with a simple application—it only takes a few minutes and gives us a great starting point.

Because this isn’t just about money.


It’s about freedom, purpose, and stewarding well what you’ve been given
.

Struggling to Manage Money as a Family, Couple or individual?

You’ve been doing your best to hold it all together—

  • Paying the bills

  • Showing up for your friends & family

  • Trying to Make wise, God-honoring financial choices.

Woman looking up at question marks, representing financial uncertainty and unanswered money questions.

But under the surface, the questions keep coming:

  • “Why does budgeting still feel so hard, even after all the books and podcasts?”

  • Where is all my money going each month—& how can I build a system that actually helps me get ahead financially?

  • “Is tithing really the only thing God cares about when it comes to my finances?”

  • Who can I talk to about money without feeling ashamed, judged, or behind?”

Hi, I’m Christi—and I believe your finances shouldn’t feel like a constant question mark.

I work with Christian families, couples, and individuals who feel overwhelmed by budgeting or stuck in financial stress.

Together, we’ll create simple, values-based systems so your money supports your purpose—not steal your peace.

You don’t have to figure it all out alone.


You just need a safe space to ask honest questions and take your next step with clarity and grace.

Faith-Based Coaching for Clarity, Not Perfection

Woman looking at a map in the middle of a city street, symbolizing the search for financial direction and clarity

That’s what this partnership is about.

We’ll look at your finances without shame or overwhelm,
build a faith-based budgeting system that fits your real life,
and start forming sustainable money habits—not rigid rules.

Because lasting change doesn’t come from pressure.
It comes from clarity, grace, and a plan that aligns with your values.

Not sure if financial coaching is right for your situation?

Christi Nicolet, smiling financial coach, creating a calm and hopeful space for clients exploring their money mindset.

Here’s how faith-based coaching can support you—whether you’re an engaged couple preparing for marriage, a parent guiding teens, or someone starting over after a big life change

  • Money is one of the top sources of conflict in marriage—but it doesn’t have to be. This coaching helps engaged couples create a shared financial vision, build a simple, values-based system for managing money together, and strengthen communication before they say “I do.” It’s about laying a strong foundation for your future—so finances become a point of unity, not tension.


    Explore Coaching for Engaged Couples →

  • When one of you carries more of the money stress—or you can’t seem to get on the same page—it creates tension that spills into everything else. This coaching helps married couples align their finances with their values, improve money communication, and build a sustainable system that supports both your marriage and your mission.


    Explore Coaching for Married Couples →

  • You’ve worked hard to model responsibility—and now you want to give your kids the tools to launch with confidence. This coaching supports parents who want to teach their teens or young adults how to handle money wisely, with practical tools, conversation starters, and systems that prepare them for real-world independence.


    Explore Coaching for Parents →

  • Whether you’re starting college, a career, or life on your own for the first time, this coaching helps you build money habits that stick. We’ll walk through budgeting, saving, and managing spending in a way that feels doable, faith-centered, and tailored to your season—so you can launch with clarity and confidence.


    Explore Coaching for Young Adults →

  • Whether you’re single, newly solo, or simply figuring out finances without a partner, you don’t have to do it alone. This coaching offers practical budgeting help, emotional support, and a faith-aligned system to help you manage your money with peace and purpose.


    Explore Coaching for Individuals →

  • Big life transitions—divorce, job change, loss, or relocation—can leave your finances in a state of overwhelm. This coaching helps you rebuild a financial system that fits your new season with grace, structure, and hope. You’ll gain clarity, peace, and a plan for what’s next.


    Explore Coaching After Life Changes →

Still exploring? Apply for coaching, and I’ll personally review your situation and recommend the next best step.