You Don’t Have to Do This Alone: How a Financial Coach Helps You See What You Can’t
If you’ve ever searched:
“Why can’t I stick to a budget?” or
“How do I get help with money?”
—this is for you.
Maybe you’ve read the books, listened to the podcasts, or downloaded that budgeting app everyone swears by…
but no matter how much you try, you still feel stuck in the same financial stress loop.
If so, you’re not alone.
The truth is, when it comes to money, many of us are just too close to see clearly.
Our habits, our emotions, our upbringing—they shape the way we spend, save, and avoid.
And when you're carrying all of that silently, it's no wonder progress feels out of reach.
That’s exactly where my husband Jeremy and I found ourselves.
And that’s where everything began to shift.
Why Budgeting Alone Often Isn’t Enough
We weren’t reckless. We weren’t ignoring our finances. We were trying.
We had started our marriage with zero debt and a real desire to steward our money well.
But as life happened—2008 market crash, job loss, growing a family on a single income, and inconsistent pay—we started to rely on credit cards to fill the gaps.
Little by little, the stress grew… and so did the shame.
We had read books, watched videos, and even completed Financial Peace University—but without personalized financial coaching, it still felt like guesswork.
We were still carrying the financial mindsets and patterns we had both grown up with, most of which were unspoken, but deeply ingrained.
And in our marriage?
We kept bumping into the same emotional cycles:
One of us would stress, the other would shut down, and eventually, we'd both give up—until the next crisis pushed us to try again.
Emotionally, I was swinging from
“Life is short—let’s enjoy it!” to
“We can’t spend anything, or we’ll never get ahead.”
We were stuck in survival mode—and we couldn’t see a way out.
Jeremy and I were both hard workers, but we couldn’t outwork unclear habits and misaligned priorities.
We felt alone—like no one else around us struggled like this.
When my neighbor mentioned that she and her husband had started working with a financial coach, I felt something I hadn’t felt in a long time: hope.
How a Financial Coach Helps You See What You Can’t
Hiring a financial coach felt vulnerable.
We didn’t know if we needed a money coach or just more self-discipline—but we knew what we were doing wasn’t working.
What we found in that coaching relationship wasn’t just budgeting help—
It was clarity.
Structure.
Accountability.
Peace.
Having someone objective in our corner helped us:
➝ Sort through the emotional baggage we didn’t even know we had
➝ Communicate about money in ways that didn’t end in tension
➝ Build real systems that supported our family’s values and long-term goals
➝ And most of all, we stopped trying to figure it all out alone.
What a Financial Coach Actually Helps With
You don’t have to be “bad with money” to need help.
Sometimes, you just need a safe, structured space—a place where you can:
Talk through what’s really going on
Learn tools that actually fit your life
Break free from the emotional spiral of shame, fear, or confusion
A financial coach brings:
Perspective you can’t get on your own
Support that’s not tangled in your emotions
Systems that are built around your unique life and values
Progress doesn’t always come from trying harder.
Sometimes, it comes from inviting someone else to walk with you.
How Financial Coaching Gives You Personal Support
If any part of our story feels familiar—if you’ve ever wondered, “Why is this still so hard?”
—I want you to hear this clearly:
You’re not lazy.
You’re not uncaring.
You’re human.
And getting support doesn’t mean you’re failing—
it means you’re ready for change.
Whether you're navigating finances solo or with your spouse, having someone in your corner can make all the difference.
You don’t have to do this alone. 💛
Feeling ready to shift from stuck to steady?
This free reflection guide walks you through 5 grace-filled questions to help you get clear on whether you’re ready for support—and what next step might serve you best.
Want more support along the way?
If you’re tired of trying to make progress on your own, financial coaching might be the personalized support you’ve been missing.
My style is grace-filled and practical—no shame, just real conversations and strategies that align with your values.
We’ll start with a short application to see if we’re a good fit.
Coming up next:
What happens when you and your spouse aren’t on the same page about money?
In our next post, we’ll talk about why this is so common—and how to start having financial conversations that bring connection instead of conflict.
Because money should be something that brings you closer, not something that pulls you apart. 💛
